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New Car or Refinance

Get a Car Loan

  • Keep more of your money with flexible terms and rates as low as 2.24% APR
  • Preapproved, well-qualified borrowers can walk into the dealership with a check in hand.
  • Find solutions based on what you want to pay per month
Get Started!

Refinance Your Car Loan

  • Save on your monthly payments with flexible terms and rates as low as 2.24% APR
  • No prepayment penalty
  • Simply fill out the application and we will handle the rest
Refinance Now!

Why Call Federal?

Call Federal is passionate about offering exceptional personalized service and loans to the Richmond community. We are a not-for-profit financial institution that is open to anyone in the Greater Richmond area. Instead of distributing our profits to shareholders, we return our profits to our members through better service, lower rates on loans, and financial education for the community.

Call Federal was founded in 1962 by Richmond-based employees of Philip Morris. Today, we are a $350 million community-oriented financial institution serving the diverse financial needs of the Richmond region. All our employees live here, all decisions are made here, and your money stays here. Call Federal takes a lot of pride in serving and giving back to our local community.

APR= Annual Percentage Rate. Current vehicle rates range from 2.24% – 17.99% APR. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. All loans subject to approval. Credit Union membership required. Certain conditions and restrictions may apply. Contact a loan representative for a vehicle loan tailored to your needs and qualifications.

APR= Annual Percentage Rate. Current vehicle rates range from 2.24% - 17.49% APR. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. All loans subject to approval. Credit Union membership required. Certain conditions and restrictions may apply. Contact a loan representative for a vehicle loan tailored to your needs and qualifications.