There are a few scenarios when refinancing makes sense. Maybe you decide you can pay a little more to own your car more quickly, or maybe you need a lower payment to free up some cash. Whatever the reason for your car loan refinance, Call Federal’s team of savvy lending specialists will make sure you get the best option for … Continue reading
Call Federal offers 3 free CARFAX® vehicle history reports for our members with a car loan in the works. Submit this form and our team will provide you with what you need.
Call Federal Credit Union offers new and used car loans to our valued members in the Greater Richmond metro area. Here are a few of the highlights: Available for purchase of new or used cars and refinancing loans from other lenders. Get a competitive APR based on your credit history, vehicle age, loan term, and loan-to-value (LTV). Loan terms between … Continue reading
Yes. GAP covers the difference (or “gap”) between the amount you owe on your car loan and the car’s actual cash value in the event of a total loss or stolen. Ask your Loan Consultant for more details.
Depending on factors like your credit score, you may qualify for financing with terms of 84 months (seven years) or longer.
Many experts suggest putting at least 20% down on a new car and 10% on a used one—similar to a mortgage. Paying more upfront can reduce your monthly payments in the future.
At Call Federal Credit Union, there are three ways to apply for a car loan: an online application, by phone when you call 804.274.1200, or in person at your local branch.
Selecting the right loan term for your car loan depends on your financial goals and monthly budget. Here’s a breakdown to help you decide: Shorter Terms: Benefits: Lower interest rates and less total interest paid over the life of the loan. Considerations: Higher monthly payments, which may require a more flexible budget. Best for: Borrowers who want to save on … Continue reading
Why choose a Call Federal car loan? At Call Federal, we exist to serve our members, not outside stockholders. This allows us to offer our members in the Greater Richmond metro area lower rates on loans, higher rates on deposits, and fewer fees. Plus, we provide a streamlined, hassle-free car-buying experience! Here’s what makes a Call Federal car loan stand … Continue reading
