Many find the car buying experience painful. You want to find a car that fits your needs or maybe you just fell in love, but then you start to worry if you are getting a good deal and dread the day you go to purchase. You have to set aside your whole afternoon to purchase the car you already picked out so that you can talk to the dealership about every option they have available. Call Federal wants to change that scenario for you.
Our Car Buying Program, powered by TrueCar, allows you to take advantage of savings through TrueCar’s network of certified dealers as well as price transparency by seeing what others in the area paid. Combine that with Call Federal’s Check-In-Hand auto loan and you can walk into the dealership with confidence and out with the keys to a vehicle that suits your needs and budget.
Don’t spend another minute stressing. Get started with our hassle-free program, in two easy steps:
“Call Federal made our last auto loan painless!”
– Diane C., Moseley, VA
Exclusive Member Savings
When car shopping, everyone is looking for a good deal and hoping to save a money. With Call Federal & TrueCar, you’re sure to get both!
Monthly Payments That Work For You
People buy cars for a variety of reasons, but everyone needs to make sure their purchase fits their budget. Our program removes the guesswork so you know exactly how much car you can afford.
Powerful Research Tools
Whether you’re a first time buyer or a savvy veteran, we’ll help you find the right vehicle at the right price for you and your situation.
Car buying has become more convenient, but when it comes to getting a great deal, the latest gimmicks and hype are no substitute for research and preparation.
No matter how much car-buying changes, we all want to get the right car for our money. Starting the process with a pre-approval is a great way to save.
Refinancing your vehicle loan to a lower rate and monthly savings may seem like a “no-brainer”, but the reality is not always so clear-cut.
Annual percentage rate – the rate that reflects the actual annual cost of a loan and includes the loan interest rate, private mortgage insurance, points and some fees, including origination fees.
Initial interest rate on a fixed rate loan – it is the rate for the entire life of the loan. On an adjustable rate loan it is the interest rate that is fixed for some specified number of months at the beginning of the loan term.
A point is equal to one percent of the principal amount of your mortgage. For example, if you get a mortgage for $100,000, one point means you pay $1000 to the lender. These points are usually collected at closing and may be paid by the borrower or the home seller, or may be split between them. You can pay points at closing to receive a lower interest rate, or you can choose to have points paid to you (also known as a lender credit) and use them to cover some of your closing costs. (negative points means a higher interest rate).
See below for the assumption made for this payment example.
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