Congratulations!
You’re Eligible For A Credit Limit Increase
More Flexibility & Confidence This Holiday
You’ve managed your Call Federal Credit Card with excellence – and we’ve noticed!
Whether you’re planning a big purchase, prepping for the holidays, or simply want more flexibility, we are excited to offer you a credit limit increase that may be the boost you need. Take advantage of this special offer by December 31, 2025.*
Why A Credit Limit Increase Can Be Good
A credit limit increase can give you more flexibility to help with big purchases and the unexpected while keeping your credit score in good shape.
More Breathing Room
Handle larger purchases or unexpected expenses with ease.
Improved Credit Score
Using (or utilizing) a smaller part of your credit limit shows you’re managing your money well and helps your credit score.
Stronger Credit Over Time
Paying on time and keeping balances low can lead to better loan rates in the future.
Did You Know?
The best rule of thumb is to use 30% or less of your credit card limit.
Build Your Credit Confidence
There’s always something new to learn about strengthening your credit. Improving your credit starts with smart choices—like accepting a credit limit increase.
Learn how increasing your credit card limit can lower your credit utilization, make payments easier, and boost your score.
Keep The Same Great Benefits
Enjoy all the perks of your Call Federal Visa® Credit Card with added spending power.
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Competitive Interest Rate1
Competitive Interest Rate1
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Annual Fee2
Annual Fee2
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Balance Transfer Fee2
Balance Transfer Fee2
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Contactless Cards
Contactless Cards
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Travel Accident Insurance
Travel Accident Insurance
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Fraud Protection with Visa Purchase Alerts
Fraud Protection with Visa Purchase Alerts
Visa Platinum Rewards
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Competitive Interest Rate1
14.50% APR (Variable)
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Annual Fee2
NO Annual Fee
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Balance Transfer Fee2
NO Balance Transfer Fee
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Contactless Cards
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Travel Accident Insurance
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Fraud Protection with Visa Purchase Alerts
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Visa Platinum
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Competitive Interest Rate1
12.00% APR
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Annual Fee2
NO Annual Fee
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Balance Transfer Fee2
NO Balance Transfer Fee
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Contactless Cards
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Travel Accident Insurance
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Fraud Protection with Visa Purchase Alerts
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Tip: Avoid opening too many new accounts.
Instead, increase your existing credit limit and always pay on time.
Get your free credit report today
Request your credit report from each of the three major credit bureaus for FREE at annualcreditreport.com.
Disclosures
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*This acceptance is for a limit increase on an existing credit card account. Refer back to the latest disclosure provided to you in association with this account should you have any questions pertaining to the terms and conditions of your account. This offer was extended to you based on credit bureau data, including but not limited to estimated income, and other scoring models. In addition, we consider the performance of your existing credit card account and other accounts with the Call Federal Credit Union. Offer available thru Thursday, December 31, 2025 at 11:59PM EST.
1APR = Annual Percentage Rate. APRs are current as of April 13, 2025. The rate is variable and subject to change. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. Not all will be approved. 2A 1.00% fee is charged for the amount of each cash advance and foreign transaction. A late payment or returned payment fee of $25 is charged at each instance. 3Earn one point for every dollar spent on net purchases. Balance transfer transactions, in addition to finance charges, fees, cash advances, convenience checks, foreign transaction charges, or insurance charges posted to your account DO NOT qualify towards rewards. All Call Federal loan programs, rates, terms and conditions are subject to change at any time without notice. Membership required.