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Home Equity Line of Credit

Use the equity in your home to your advantage

A Call FCU Line of Credit offers: 
  • Great low rates 
  • Possible tax savings (consult your tax advisor for details)
Two Great Options:
  • Home Equity Line of Credit: (Variable Rate): This option provides an open line of credit on which you can draw, up to your limit, the money you need, when you need it. The interest rate is subject to change quarterly based on the value of the index. The index is the Prime Rate published in the Money Rates column of the Wall Street Journal plus 0.50%. 
  • Second Mortgage: (Fixed Rate): This option allows you to borrow the equity in your home and a term that best fits your needs. This rate is based on loan to value, term and creditworthiness. This product offers a fixed rate and your payment will never change. 
2 Easy Ways to Apply:
  • Phone. Just call 804-274-1200, option 2 or 1-800-796-2328, option 2 
  • In person at any branch location
For more information, please email our Mortgage department or call 804-274-1232.
We do business in accordance with the Federal Fair Housing Lending Laws. Read more by clicking here
Call Federal Credit Union is an Equal Housing Lender licensed by the National Mortgage Licensing System under NMLS #407823.
Roger Beal Ball – NMLS# 412619
Deborah Morris Beasley – NMLS# 411227
Barbara Ramos Bell – NMLS# 1283028
Kelly Petra Brown – NMLS# 1281202
Kimberly Dee Carneal – NMLS# 1283890
Margaret Rene Chennault – NMLS# 1053092
Stephanie Ann Couldrey - NMLS#1551385
Kerri Ann Fortner – NMLS# 1280736
Chester Leonard Gilmore – NMLS#622602
Joanna Furr McVicker – NMLS# 816671
Brooke Michelle Miller – NMLS# 411226
Melissa Leigh Thornhill – NMLS# 583095
Brian Alexander Valz – NMLS# 588223
Wykeena Claiborne Wiggins – NMLS# 1398821