Home Equity Line of Credit
Use the equity in your home to your advantage
- Great low rates
- Possible tax savings (consult your tax advisor for details)
- Home Equity Line of Credit: (Variable Rate): This option provides an open line of credit on which you can draw, up to your limit, the money you need, when you need it. The interest rate is subject to change quarterly based on the value of the index. The index is the Prime Rate published in the Money Rates column of the Wall Street Journal plus 0.50%.
- Second Mortgage: (Fixed Rate): This option allows you to borrow the equity in your home and a term that best fits your needs. This rate is based on loan to value, term and creditworthiness. This product offers a fixed rate and your payment will never change.
- Phone. Just call 804-274-1200, option 2 or 1-800-796-2328, option 2
- In person at any branch location
Deborah Morris Beasley – NMLS# 411227
Kimberly Dee Carneal – NMLS# 1283890
Margaret Rene Chennault – NMLS# 1053092
Kerri Ann Fortner – NMLS# 1280736
Joanna Furr McVicker – NMLS# 816671
Melissa Leigh Thornhill – NMLS# 583095
Brian Alexander Valz – NMLS# 588223
Wykeena Claiborne Wiggins – NMLS# 1398821