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Loan Rates

Description Approximate Term Annual Percentage Rate (APR)
Vehicle Loans    
New Vehicle (2013-2018 model years)  up to 84 months 2.49%* - 17.74%
Used Vehicle (2008-2012 model years) up to 84 months 3.24%* - 17.99%
Motorcycles, Jet Ski's & Boats up to 72 months 5.25% - 18.00%
Recreational Vehicles (RV's) Value:
$75,001 - $150,000
up to 144 months 7.50% - 9.75%
Personal Loan    
Personal Loan up to 84 months 7.50% - 18.00%
Visa Credit Cards    
Visa Platinum   12.00%
Visa Platinum Rewards   10.75% variable rate
Share Secured Loan 1 - 36 months Current Share Rate + 3.00%
  37 - 60 months Current Share Rate + 3.50%
Certificate Secured Loan Length of Certificate Certificate Rate + 3.00%
Convenience Account Line (CAL)   9.00 - 12.50%

APR = Annual Percentage Rate. All loans are subject to credit approval. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. Certain restrictions may apply. Contact a loan consultant for your qualifying rate and term.

*The best vehicle loan APR listed assumes top tier credit as well as a .50% discount for members who set-up Auto Transfer payment from a Call Federal CU checking account.  This discount is only available at the time the loan is processed.  If the member receives this discounted rate, but discontinues the Auto Transfer service, the loan rate will automatically be adjusted accordingly.
Re-payment examples below based on a $20,000. loan with a 60 month term:
Vehicle Loan Re-Payment Example - $373.68 per month at 4.59% APR
Personal Loan (signature) Re-Payment Example - $424.94 per month at 10.00% APR