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Mortgage Rates

Last Modified: February 23, 2017

Description Length of Term Today's Best Annual Percentage Rate (APR)  
First Mortgage up to 30 years

Call our mortgage consultants at 804-274-1232 or email us for today's rates and options. 

Also take a look at our Mortgage Center for additional information and to apply today.

Click here to apply today!
       
Second Mortgage 10 years


4.13%
Apply online or contact our mortgage consultants at 804-274-1232.

Click here to apply today!
  15 years


4.63%
Apply online or contact our mortgage consultants at 804-274-1232.

Click here to apply today!
       
Home Equity Line of Credit  

4.00% Variable Rate
Contact our mortgage consultants at 804-274-1232.

 
Second Mortgage - Term up to 15 years
The interest rates and annual percentage rates (APRs) shown are subject to change without notice. Your specific rate may differ based on your individual credit worthiness, term and loan to value. The collateral offered must be your primary residence. Closing costs may vary depending on the loan amount and location of the property. Typical fees include Appraisal Fee, Title Search, Recording Costs, Flood Zone Determination and other fees as applicable.
 
Home Equity Line of Credit - 15 year term
The annual percentage rate (APR) is based on the value of an index. The index is the Prime Rate published in the Money Rates column on the Wall Street Journal. The rate is .50% above the index, subject to change quarterly. The collateral offered must be your primary residence. Closing costs may vary depending on the loan amount and location of the property. Typical fees include Appraisal Fee, Title Search, Recording Costs, Flood Zone Determination and other fees as applicable.
 
Other restrictions may apply to all Mortgage products. 
 
Call Federal Credit Union is an Equal Housing Lender licensed by the National Mortgage Licensing System under NMLS #407823.
Roger Beal Ball – NMLS# 412619
Deborah Morris Beasley – NMLS# 411227
Barbara Ramos Bell – NMLS# 1283028
Kelly Petra Brown – NMLS# 1281202
Kimberly Dee Carneal – NMLS# 1283890
Margaret Rene Chennault – NMLS# 1053092
Stephanie Ann Couldrey - NMLS#1551385
Kerri Ann Fortner – NMLS# 1280736
Chester Leonard Gilmore – NMLS#622602
Joanna Furr McVicker – NMLS# 816671
Brooke Michelle Miller – NMLS# 411226
Melissa Leigh Thornhill – NMLS# 583095
Brian Alexander Valz – NMLS# 588223
Wykeena Claiborne Wiggins – NMLS# 1398821