Share Certificates

Similar to a certificate of deposit (CD) at other institutions, Share Certificates offer a reliable way to grow your savings, regardless of market conditions. Take advantage of our attractive rates, favorable terms and watch your money work harder for your financial goals!

Other Benefits Include:

  • Low $1000 Minimum Deposit
  • Higher Payouts than Standard Savings
  • Guaranteed Rate of Return – Plan & Save with Confidence
  • No Monthly Fees

Ready to get started? Our team is prepared to guide you through the process. Choose the option that suits you best – stop by your favorite branch, give us a call at 804-274-1200 or complete the form below!

Current Share Certificate Rates

Deposit Term Dividend Rate APY*
6 Months 2.47% 2.50%
12 Months 3.20% 3.25%
24 Months 3.40% 3.45%
36 Months 3.64% 3.70%
60 Month 3.93% 4.00%


Share Certificate - Getting Started

Complete this form and a member of our team will contact you to help you open your share certificate account.

  • This field is for validation purposes and should be left unchanged.