Similar to a certificate of deposit (CD) at other institutions, Share Certificates offer a reliable way to grow your savings, regardless of market conditions. Take advantage of our attractive rates, favorable terms and watch your money work harder for your financial goals!
Other Benefits Include:
- Low $1000 Minimum Deposit
- Higher Payouts than Standard Savings
- Guaranteed Rate of Return – Plan & Save with Confidence
- No Monthly Fees
Ready to get started? Our team is prepared to guide you through the process. Choose the option that suits you best – stop by your favorite branch, give us a call at 804-274-1200 or complete the form below!
Current Share Certificate Rates
| Deposit Term | Dividend Rate | APY* |
| 6 Months | 2.47% | 2.50% |
| 12 Months | 3.20% | 3.25% |
| 24 Months | 3.40% | 3.45% |
| 36 Months | 3.64% | 3.70% |
| 60 Month | 3.93% | 4.00% |
*APY = Annual Percentage Yield. APY and Dividend Rate are accurate as of the last dividend declaration date and may change after the account matures. Dividends are compounded and paid monthly. The minimum deposit and minimum balance required to earn the APY is $1,000. All account disclosures will be provided upon opening account.Last Dividend Declaration Date for share certificates: August 21, 2023. A penalty may be imposed for early withdrawal. **This is a limited-time offer.
Share Certificate - Getting Started
Complete this form and a member of our team will contact you to help you open your share certificate account.
