Payment Protection & Insurance Products

Through our agreement with CUNA Mutual Group, Call Federal can offer its members great products and rates to help protect them from the unexpected events life can throw at us.  Please talk to any of our loan consultants today to evaluate if any of these are right for you.

GAP Plus

Guaranteed Asset Protection (GAP) Plus may reduce or eliminate the gap between what your vehicle insurance will pay and what you owe on your loan, to cushion you against sudden out of pocket expenses if your vehicle is deemed a total loss.  GAP Plus can help lighten the financial burden for you and the people you care about.

VIDEO: GAP Explained

Gap Plus Brochure

Your purchase of MEMBER’S CHOICE™ Guaranteed Asset Protection (GAP) is optional and will not affect your application for credit or the terms of any credit agreement you have with Us. Certain eligibility requirements, conditions, and exclusions may apply. You will receive the contract before you are required to pay for GAP. You should carefully read the contract for a full explanation of the terms. If you choose GAP, adding the GAP fee to your loan amount will increase the cost of GAP. You may cancel GAP at any time. If you cancel GAP within 90 days you will receive a full refund of any fee paid.

Auto Insurance

When was the last time you compared auto insurance? If it’s been awhile, take a few minutes and get a quote through TruStage. Working with carefully selected auto insurance companies, they’re able to offer credit union members a discounted rate for coverage that fits your needs, including online access and 24/7 claims service. Find out more and get your quote via the link below.

TruStage® Auto & Home Insurance Program made available through TruStage Insurance Agency, LLC and issued by leading insurance companies. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your credit union.

Credit Life & Disability

Life can be wonderful. But it can also get complicated when unexpected things happen. Protecting your loan payments against unexpected and covered life events could help protect more than your finances. Insure your loan payments today so you can worry a little less about tomorrow.

VIDEO: Credit Insurance Explained

Your purchase of MEMBER’S CHOICE® Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the Group Policy for a full explanation of the terms.

Accidental Death and Dismemberment (AD&D)

To help you protect the people who matter most in your life, your credit union endorses TruStage™ Accidental Death and Dismemberment (AD&D) Insurance from CMFG Life Insurance Company. AD&D pays a cash benefit in the event of a covered injury or death due to an accident.  Call Federal members can get $1000 of coverage, paid for by us, and provided by CMFG Life Insurance Company.

TruStage® AD&D Insurance is offered by TruStage Insurance Agency, LLC and underwritten by CMFG Life Insurance Company.  The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.

Mechanical Repair Coverage

For work, play, and everything in-between, you depend on your car to get you where you need to go. But doesn’t it always seem like the big, unexpected repairs become necessary, right after the factory warranty expires? With Mechanical Repair Coverage, limit the burden of those costly covered repairs and get yourself back on the road. Check out the variety of coverage and pricing options to choose the one that’s right for you. Get MRC today so you can worry a little less about tomorrow.

VIDEO: Mechanical Repair Coverage Explained

Mechanical Repair Coverage is provided and administered by Consumer Program Administrators, Inc. in all states except CA, where coverage is offered as insurance by Virginia Surety Company, Inc., in WA, where coverage is provided by National Product Care Company and administered by Consumer Program Administrators, Inc., in FL, LA and OK, where coverage is provided and administered by Automotive Warranty Services of Florida, Inc. (Florida License #60023 and Oklahoma License #44198051), all located at 175 West Jackson Blvd., Chicago Illinois 60604, 800.752.6265. This coverage is made available to you by CUNA Mutual Insurance Agency, Inc. In CA, where Mechanical Repair Coverage is offered as insurance (form MBIP 08/16), it is underwritten by Virginia Surety Company, Inc. Coverage varies by state. Replacement parts may be used or remanufactured. Be sure to read the Vehicle Service Contract or the Insurance Policy which will explain the exact terms, conditions, and exclusions of this voluntary product.

LPS, ADI, AUT-2772272.1-1019-1121