Mortgage Loans in Mechanicsville

Owning a home is a cornerstone of the American Dream and buying one is the single largest purchase most people make in their lifetime. Let our team of experienced mortgage experts guide you through this process of purchasing a home in Mechanicsville, VA. Whether you’re a first-time buyer or an old pro, you’ll be glad you did.

Mortgage Rates in Mechanicsville

Conventional FHA VA USDA
Interest Rate

Rates Table

Fixed Fixed Fixed Fixed
Down Payment


3% 3.5% 0% 0%
Terms Up to 30 Years Up to 30 Years Up to 30 Years Up to 30 Years
Primary Residence


No Yes Yes Yes
Other Notable


Can be used for second homes

or investment properties

Must meet FHA

eligibility standard

Must meet standard

set by US Dept. of

Veteran Affairs

Homes must be

located in rural



How Much Home Can You Afford in Mechanicsville?

How much home can you afford? Does it make sense for you to refinance right now?

Use our mortgage calculators to give you some ballpark figures based on your situation, then contact our dedicated mortgage team to take the next step!

Calculator Center

Apply for a Mortgage Today!

When it comes to your dream home there’s no time like the present! Apply for your Convention, FHA, VA, or USDA loan and you’ll be directed to one of our friendly and knowledgeable loan specialists at Call Federal Credit Union. We’ll help you get the lowest rate with flexible terms to fit your needs.

Apply Now