Refinance Calculator

Is refinancing right for you?  It could mean massive savings over the life of your mortgage as well as monthly savings.  Lower rates could also allow you to shorten your terms and be mortgage free sooner than you thought.   However the cost associated can also add up.  The calculator below will help you estimate if refinancing your mortgage is right for you.

Learn More         Rates Table

Calculator Tips:  The competitive Call Federal rates displayed in the link above are with no points! Discounted points are available though and we do not charge origination points. Closing costs will vary. For reference, through the first part of 2019, our average loan for a home refinance is $180,000; for those loans, closing costs have been between $3,000 to $4,000.