Enjoy a Super-Low Rate on
Credit Purchases 'til Mid-August

To help our Visa® credit card members adjust to the “new normal”, we’re giving your buying power a boost! Whether you’re upgrading a home office, buying in bulk to save trips to the store, or taking up a new hobby like gardening or baking… whatever it may be, this great promo rate will make it easier to get what you need.

How To Participate & Get This Great Low Rate

If you’re already a Call Federal Visa credit cardholder, you don’t have to do anything! Starting May 13, 2020, and going through August 12, 2020, any purchases made using any Call Federal issued Visa credit card will carry a promotional interest rate of just 1.99% APR* (otherwise 10.25% APR* (variable)**, 12.00% APR*, 18.00% APR*, respectively).

These purchases will maintain this rate until April 12, 2021, at which point, any remaining balance will revert back to the card’s standard program rate (10.25% APR* (variable)**, 12.00% APR*, 18.00% APR*).

In times like these, it’s important to spend smart; with this promotion, we’re giving our members a boost in purchasing power, so they can get the things they need when they need them.

Don’t have a Call Federal Visa Credit Card?

Now is a great time to get one! Check out the options below, choose the offering that suits you best, and apply right away. And with our Instant Issuance capabilities, you can have your card the same day your decision is made – no more waiting a week or two for it to come in the mail.


Visa Credit Cards from Call Federal

Visa Platinum Rewards

Our featured credit card offering, the Call Federal Visa Platinum Rewards card has a low variable rate of 10.25% APR*, plus you earn uChoose Rewards points with every purchase. Cell phone protection insurance is also included. A great rate for purchases & balance transfers, no annual fee, plus rewards & other perks. Get yours today!

Visa Platinum

If you’re the type to only use credit for special occasions or small emergencies, or perhaps you’re still establishing your credit history, the Call Federal Visa Platinum card could be perfect for you. Featuring a low non-variable rate of 12.00% APR*, no annual fee, and no balance transfer fees, there’s a lot to love about this card for a wide range of users.

Visa Platinum Secured

If you’ve experienced setbacks in your credit history, our Platinum Secured card could be an important part of a greater plan to get back on track. Call Federal offers free one-on-one financial counseling through our branches. Be sure to ask if this product is right for you.


*APR = Annual Percentage Rate. The APR is current as of July 13, 2020. Membership required.

**The rate may change quarterly. A fee will be imposed for all foreign transactions (1.00% of each transaction in US dollars. Qualification is based on an assessment of individual creditworthiness and our underwriting standards.

All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice. Call us at 1-800-796-2328 or locally at 804-274-1200 for current rates, terms and conditions.