Do I need to be a Call Federal member to apply for a mortgage?

Yes, you do need to become a Call Federal member to apply for a home mortgage. You’re eligible for membership if you live, work, worship, volunteer in the community, or attend school in the Richmond, Virginia Metropolitan Statistical Area. The Statistical Area includes Amelia, Caroline, Charles City, Chesterfield, Cumberland, Dinwiddie, Goochland, Hanover, Henrico, King and Queen, King William, Louisa, New Kent, Powhatan, Prince George, and Sussex counties, and the cities of Colonial Heights, Hopewell, Petersburg, and Richmond.