Mortgages & Home Buying
Your Home, Your Way – Simplified Buying and Refinancing Solutions.
How can we help you today?
Select an option below and let’s get started.
Purchase
Buying a house is a big deal. We make the mortgage process easy.
Refinance
Discover the endless possibilities of refinancing your home.
First-Time Homebuyer
Explore practical resources for first-time homebuyers.
Contact our Mortgage Team
Our Mortgage Loan Officers are here to support you throughout the entire process.
Save On Upfront Costs At Closing
For a limited time, qualifying mortgages may receive waivers on select lender fees, helping you keep more cash on hand for moving, settling in, and everything that comes next. See which fees, including appraisal and other common costs, may be covered.
Ask About Our Rate Match Guarantee
Found a better mortgage rate elsewhere? Call Federal will match a competitor’s interest rate with a valid Loan Estimate dated within 48 hours of your request. It’s just one more way we help you make your best call.
Disclosures
-
Rate Match Program is only available on conventional Call Federal loan products and must be for a primary residence. 100% financing loans are not eligible for the Rate Match Program. A completed Loan Estimate required within 48 hours for Rate Match to be considered. Not all will qualify. No Origination Fee available for qualifying loans, subject to credit approval. Offer applies only to the purchase or refinance of a primary residence in the state of Virginia. Origination charges which may be waived include Administration Fees, Appraisal Fees, Credit Report Fee, Flood Certification Fee, Processing Fee, Tax Service Fee, Title Service Fees, and Lender’s Title Insurance. It excludes Taxes & Tax Stamps, Surveys, Owner’s Title Insurance, and Recording Fees. Additional fees and restrictions may apply. This offer is available for mortgage applications submitted between February 1, 2026 to April 30, 2026 and subject to approval. It is subject to change or termination at any time without notice. Subject to credit union membership, credit approval, and closing. Applicant is responsible for accrued charges if the loan does not close. Other conditions and restrictions may apply. Equal Housing Lender. #NMLS 407823. Call Federal Credit Union is federally insured by the NCUA.