Checking Account

Access Your Money On Your terms.

Open An Account

We would love to learn more about you. Please select the option that best describes your current relationship with us:

Questions?

Let’s Talk. Contact us today.

(Current Members: If you already have an account, simply login to your Online Banking and select “Open An Account” to get started.)

Have Questions? Let’s Talk.

Money that moves for you

Unlock the power of effortless banking with a checking account from Call Federal Credit Union.

The Power of Free

Experience fee-free banking: no monthly charges, no minimums required.

Mobile & Online Banking

Bank on the go — manage your accounts anytime, anywhere with our mobile app and other digital services.

Contactless Debit Cards

Get your Richmond-themed contactless Visa® debit card instantly with your checking account.

Nationwide ATMs & Locations

Enjoy fee-free withdrawals with your Call Federal Visa® Debit card at Sheetz, Wawa, and Publix, plus surcharge free ATMs and branches located nationwide — bank freely, wherever you are. Find a convenient location here.

Card Controls

Take control with Call Federal’s Mobile Banking app. Customize transactions, freeze or unfreeze your card instantly, and get real-time alerts for total peace of mind.

Electronic Statements

Access your Electronic Statements with just a few clicks — convenience at your fingertips.

Direct Deposit

Get paid faster with direct deposit — just provide your employer our routing number and your account number to set it up quickly.

Digital Wallet

Shop, fuel up, or make everyday purchases – Call Federal’s Visa debit card easily becomes part of your digital wallet offering convenient 24/7 access to your funds, wherever life takes you.

Zelle®

Send money with Zelle® – a fast, safe, and easy way to send money.

Rates

Checking Account
Average Daily Balance	Dividend Rate	APY*
*APY= Annual Percentage Yield. Last Dividend Declaration Date for Checking: December 17, 2024.
Average Daily Balance All balances	Dividend Rate 0.05%	APY* 0.05%

SEE ALL RATES

Five Star Feedback

★★★★★

I have always been treated as a valued member of Call Federal. Other banks have made me feel that I’m just a number to be dealt with. I like being treated as a human being. It is the reason I stay with Call and have recommended Call to family and friends alike.

Richard H.

Frequently Asked Questions (FAQ)

To open a checking account, please bring the following:

A valid DMV-issued ID with your current address.
If your ID has an outdated address, bring a recent utility bill as proof of your current address.

If you have any questions or need additional information, feel free to contact us or visit a local branch—we’re here to assist you!

Yes, to open a checking account, you must first establish a relationship with Call Federal by opening a savings account with as little as $5. Once your savings account is set up, you can enjoy all the benefits Call Federal has to offer, including access to a checking account.

Who is eligible to join Call Federal?
We welcome anyone who:

Lives, works, worships, volunteers, or attends school in the Richmond, Virginia Metropolitan Statistical Area.
Is part of an eligible business or legal entity in the same area.
Has an immediate family member or household member who is already a Call Federal member.

Counties we serve include:
Amelia, Caroline, Charles City, Chesterfield, Cumberland, Dinwiddie, Goochland, Hanover, Henrico, King and Queen, King William, Louisa, New Kent, Powhatan, Prince George, Sussex.

Cities we serve include:
Colonial Heights, Hopewell, Petersburg, Richmond.

Visit a branch or contact us to learn more about joining and starting your financial journey with Call Federal!

Not finding what you’re looking for? See all our FAQs.

Have questions?

Call Federal is here to help. Reach out to us today for more information and assistance.

Open An Account

We would love to learn more about you. Please select the option that best describes your current relationship with us:

New To Us? Start Here

Already Have An Account? Click Here

Questions?

Let’s Talk. Contact us today.

(Current Members: If you already have an account, simply login to your Online Banking and select “Open An Account” to get started.)

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