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Certificates

Enjoy smart savings with steady growth.

Open An Account

Open An Account

We would love to learn more about you. Please select the option that best describes your current relationship with us:

Questions?

Let’s Talk. Contact us today.

(Current Members: If you already have an account, simply login to your Online Banking and select “Open An Account” to get started.)

 

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Superior savings on your schedule

Our Certificates let you set your amount and pick your time period for bigger and better savings.

Dollar Bills

Low Minimum Deposit

Get started on saving with as little as $1,000.

Graph

Guaranteed Rate of Return

Save with confidence and on your own timeline.

No Fees

No Monthly & Maintenance Fees

Keep more of your money — our certificates have no monthly fees.

Rates

Certificate Accounts

Term

Dividend Rate

APY*

*APY= Annual Percentage Yield. Last Dividend Declaration Date for Certificates: February 1, 2025. Minimum deposit to open a certificate is $1,000.00. Fees may reduce earnings. A penalty may be imposed for early withdrawal.

Term

6 Months

Dividend Rate

3.45%

APY*

3.50%

Term

12 Months

Dividend Rate

3.45%

APY*

3.50%

Term

24 Months

Dividend Rate

3.69%

APY*

3.75%

Term

36 Months

Dividend Rate

3.45%

APY*

3.50%

Term

48 Months

Dividend Rate

3.20%

APY*

3.25%

Term

60 Months

Dividend Rate

3.20%

APY*

3.25%

SEE ALL RATES

Run Your Numbers

Run your numbers to learn how much money you can earn on your certificate.

Open a Certificate today

Call Federal is here to help. Reach out to us today for more information and assistance.

Open An Account
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Open An Account

We would love to learn more about you. Please select the option that best describes your current relationship with us:

Questions?

Let’s Talk. Contact us today.

(Current Members: If you already have an account, simply login to your Online Banking and select “Open An Account” to get started.)

 

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