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First-Time Homebuyer Guide

Build your homebuying knowledge.

Learn The Basics

From browsing to buying, we have what you need to know about every step toward homeownership.

Need A Little More Information?

Being prequalified gives you an estimate of how much you might be able to borrow. It’s based on a general review of your financial information.

Being pre-approved, however, provides a specific loan amount you are eligible for. It’s a formal statement from the lender, giving you a clear understanding of your borrowing power and making you a stronger buyer.

A mortgage pre-approval at Call Federal Credit Union is typically valid for 90 days. This gives you ample time to search for the right home with confidence.

If your pre-approval expires before you find a property, you can request a renewal by providing updated financial information. Contact our mortgage team for assistance or more details!

Let’s Go Home

Download our Mortgage Application Checklist or reach out to our Mortgage Team to get started on your homeownership journey today.

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Mortgage Application Checklist

Check off important boxes as you move through the process.

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Mortgage Team

Don’t go it alone, first-timer. Our experts have been there and done that.

Ask the Mortgage Team

Our team is here to guide you every step of the way. Fill out the form below to get the expert advice and support you need.

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Disclosures

Call Federal Credit Union is an Equal Housing Lender licensed by the National Mortgage Licensing System under NMLS #407823.