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Business Banking

Business banking that helps your business thrive

STRONG BUSINESSES BUILD STRONG COMMUNITIES

That’s why Call Federal delivers banking built for where you are now, whether you’re just starting, growing, or scaling for the long haul. 

Money Transfer

Local Decision-Making

Work with a local financial partner that understands the Greater Richmond business community and provides personalized support.

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Personalized Service

Build a relationship with a local team that takes the time to understand your business and recommend solutions that fit your goals.

Mobile Phone

Digital Convenience

Manage your accounts anytime with secure online and mobile banking, making it easy to monitor balances, transfer funds, deposit checks, and more.

Grow Money

Competitive Value

Enjoy competitive rates, fewer fees, and practical financial solutions designed to help your business make the most of every dollar.

Business Checking Accounts

Our business checking accounts make it easy to handle your day-to-day finances. 

Choose the account that fits your transaction volume and business needs while enjoying convenient digital banking, debit card access, and personalized local service.

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Business Savings Accounts

Prepare for tomorrow while keeping your funds within reach today. Our business savings accounts help you build reserves for unexpected expenses, future investments, and long-term growth, all while earning dividends on your balance. 

It’s a simple way to strengthen your business’s financial foundation with the flexibility you need.

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CREDIT & LOANS FOR BUSINESSES

Need to purchase equipment, expand operations, improve cash flow, or invest in commercial property? Call Federal has business loans built to move you forward with confidence.

Business Line of Credit

Access flexible funding whenever your business needs additional working capital or seasonal cash flow support.

Business Term Loan

Finance equipment, expansion projects, or other major business investments with predictable payments and competitive rates.

Business Vehicle Loan

Purchase or refinance vehicles for your business with financing designed to keep your operations moving.

Business Real Estate Loan

Finance the purchase, refinance, or improvement of commercial property with lending solutions tailored to your goals.

Access Your Accounts 24/7 with Digital Banking

Business doesn’t stop when the workday ends, and neither should your banking. 

Secure Digital Banking gives you 24/7 access to your accounts so you can check balances, transfer funds, deposit checks, monitor transactions, and manage your finances from your computer or mobile device.

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Plant shop owner on computer.

Support Your Team’s Financial Future with Our Complimentary At Work Program

Help your employees build financial confidence with Call Federal’s At Work Program, a complimentary benefit that gives your team access to financial wellness resources, educational workshops, and personalized guidance at every stage of their financial journey.

Partnering with Call Federal strengthens your benefits package at no cost to you. Your employees gain one-on-one financial coaching, on-demand resources, preferred loan offers, and customized workplace support.

Explore Program
Business owner instructing team.

Five Star Feedback

★★★★★

I’ve been a member for over 20 years, and the service is great whether you are inside the bank or on the phone.

April H.

Business Banking FAQs

Call Federal offers business checking accounts, business savings accounts, and additional business banking solutions designed to help companies manage day-to-day finances, build reserves, and support long-term growth.

You can open a business checking account by scheduling an appointment with a Call Federal business banking representative. Our team will guide you through the application process and help you choose the account that best fits your business.

Required documentation varies depending on your business structure but typically includes business formation documents, your Employer Identification Number (EIN) or Tax ID, identification for authorized signers, and any additional documents needed to verify your business.

Yes. Call Federal offers a variety of business loans, including business lines of credit, term loans, vehicle loans, and commercial real estate loans to help businesses finance growth, equipment, vehicles, and other needs.

Yes. Call Federal provides secure online and mobile banking so you can manage your business accounts, transfer funds, monitor transactions, and access your finances anytime, anywhere.

Questions for Our Business Banking Team?

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We’re here to help!

Call Federal is here to help with your business account and lending needs. Reach out to us today for more information and expert guidance to meet your needs.

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