What are the minimum requirements to apply for business financing?

To apply for business financing with Call Federal, the following requirements must be met:

• The business must establish a relationship with us prior to loan funding, which means opening a business savings account and depositing a minimum of $5 into the account.
• The business headquarters or loan collateral must be located in the Richmond Metro Statistical Area.
• The business must have been operating for at least two years.

Please note:

• Call Federal does not currently offer loans for start-up businesses, which we define as less than two years in operation.
• We do not offer pre-approvals for business loans or lines of credit.

Each loan request is reviewed by our business underwriting team to ensure the best possible solution for your needs.