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What information do I need to apply for business financing?

You can apply for a loan or line of credit online or at a local branch. To complete your application, the following forms must be completed and signed:

  • Business Loan Application
  • Certificate of Beneficial Ownership Form
  • Personal Financial Statements for each guarantor
  • Business Debt Schedule
  • Schedule of Real Estate Owned (if applicable)

Additionally, be prepared to provide:

  • Name, ID information, address, date of birth, Social Security Number, and title for each business owner, guarantor, and controlling person.
  • Business and personal financial information.
  • Business entity formation documents (e.g., Articles of Incorporation, Articles of Organization, Partnership Agreement, etc.).
  • Two years of tax returns for the business and guarantors, plus interim financial statements if available.

Completed application forms and additional documentation are also available at your local branch.

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