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Compare Your Options For Savings

Earn More, Save More.

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We would love to learn more about you. Please select the option that best describes your current relationship with us:

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(Current Members: If you already have an account, simply login to your Online Banking and select “Open An Account” to get started.)

 

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There are a few different ways to save and grow your money with Call Federal. We’re here to help you narrow down your options and find the account to meet your goals. Tell us what you are looking for in savings account.

See today’s rates

Savings Account

Average Daily Balance

Dividend Rate

APY*

*APY= Annual Percentage Yield. Rate may change after an account is opened. Last Dividend Declaration Date for Savings: December 16, 2025.

Average Daily Balance

All balances

Dividend Rate

0.25%

APY*

0.25%

Money Market Accounts

Average Daily Balance

Dividend Rate

APY*

*APY= Annual Percentage Yield. Minimum deposit to open a money market account is $1,000.00. Rates may change after account is opened. Last Dividend Declaration Date: February 18, 2026.

Average Daily Balance

$1,000.00 – $9,999.99

Dividend Rate

0.35%

APY*

0.35%

Average Daily Balance

$10,000.00 – $49,999.99

Dividend Rate

1.24%

APY*

1.25%

Average Daily Balance

$50,000.00 – $99,999.99

Dividend Rate

1.24%

APY*

1.25%

Average Daily Balance

$100,000.00 – $149,999.99

Dividend Rate

1.49%

APY*

1.50%

Average Daily Balance

$150,000.00 – $199,999.99

Dividend Rate

1.74%

APY*

1.75%

Average Daily Balance

$200,000.00 – $249,999.99

Dividend Rate

1.98%

APY*

2.00%

Average Daily Balance

$250,000.00 or greater

Dividend Rate

2.47%

APY*

2.50%

Certificate Accounts

Term

Dividend Rate

APY*

*APY= Annual Percentage Yield. Last Dividend Declaration Date for Certificates: March 1, 2026. Minimum deposit to open a certificate is $1,000.00. Minimum balance to earn the stated APY is $1,000.00. Fees may reduce earnings. A penalty may be imposed for early withdrawal.

Term

6 Months

Dividend Rate

2.47%

APY*

2.50%

Term

12 Months

Dividend Rate

3.20%

APY*

3.25%

Term

24 Months

Dividend Rate

3.45%

APY*

3.50%

Term

36 Months

Dividend Rate

3.45%

APY*

3.50%

Term

48 Months

Dividend Rate

3.20%

APY*

3.25%

Term

60 Months

Dividend Rate

3.20%

APY*

3.25%

Traditional & Roth IRAs

Average Daily Balance

Dividend Rate

APY*

*APY= Annual Percentage Yield. Rates may change after account is opened Last Dividend Declaration Date for Traditional & Roth IRAs: December 16, 2025.

Average Daily Balance

All balances

Dividend Rate

0.60%

APY*

0.60%

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We would love to learn more about you. Please select the option that best describes your current relationship with us:

Questions?

Let’s Talk. Contact us today.

(Current Members: If you already have an account, simply login to your Online Banking and select “Open An Account” to get started.)

 

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804.274.1200