What is the maximum loan-to-value (LTV) ratio allowed for Call Federal’s Home Equity Loans and Lines of Credit (HELOCs)?

Call Federal can lend up to 100% combined loan to value (CLTV) on home equity loans and lines of credit.  CLTV simply means, we take any balance you may have on a mortgage (if applicable), plus your home equity loan or line amount and divide that by the appraised value of your property. The maximum CLTV approval may vary based on factors such as creditworthiness, collateral conditions, lien position, and other qualifying factors.  For personalized information regarding your eligibility and loan terms, please contact Call Federal directly.