Call Federal’s MONEY & BEYOND Financial Wellness Program consists of three principles that we believe are instrumental in feeling more confident in your financial decisions. These principles will guide your journey to reaching your financial goals.
You can put these principles into action with our Money & Beyond Online Program. Get started by creating a profile and completing the financial literacy health check. Then begin your financial wellness journey following the links below.
Creating Self-Awareness
- Discover Your Money Personality, the habits and attitudes that influence your financial health, for better or worse.
- Follow Your Passion, by finding ways to worry less about money & more time pursuing your dreams.
- Identify Your Goals, and develop sound plans to achieve them.
Principles in Action with our Money & Beyond Portal
Understand the Fundamentals
- Learn the Credit Report Basics, and see how the details of your financial past pave the way for the future.
- Develop A Spending Plan, where you can take control of your money by managing your income and expenses.
- Establish Periodic Savings, so that you’re prepared for emergencies and deliberately working towards your short- and long-term financial goals.
Principles in Action with our Money & Beyond Portal
- Creating a budget and sticking to It
- Online budget tool to create personalized budget
- Everything you need to know about credit
- Obtain a FREE copy of your credit report – www.annualcreditreport.com
- Financial capability: credit reports (VIDEO)
Go Beyond
- Invest in Yourself, by taking care of your physical and emotional health, as well as contributing to your financial well-being.
- Protect Your Worth, by taking the necessary measures to maintain and safeguard all that you’ve worked so hard for.
- Give Back, to your community, to the world around you, finding joy and purpose in contributing to a better life for others as well as yourself.
Principles in Action with our Money & Beyond Portal
- Everything you need to know about planning your retirement
- Assessing your insurance needs
- 31 ways to uncover the interesting parts of you
- Explore ways to give back – HandsOn Greater Richmond
