RV on the road

RV Loans

Your adventure starts here.

Affordable RV financing made simple

Explore without limits with our affordable RV loans.

 

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Great Rates

Our competitive rates ensure that you’re getting the best APR on your RV loan.*

No Fees

Super Savings

Call Federal charges no application fees, provides rate discounts, and gives you the option to make no payments for 45 days.**

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Flexible Loan Terms

Finance up to 100% of your costs and find a payment to suit your budget with loan terms ranging between 36 and 84 months.

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New or Used

Buy a brand new motorcycle or explore older models that fit your budget. Refinancing also available.

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Easy Payments

Make payments online, by check, over the phone, or by automatic transfer.

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Outstanding Support

We’re here to help. Reach out to Call Federal Credit Union for support with any vehicle financing need.

Rates

Recreational Vehicle Loans: Motorhome & Camper

Term

APR*

*APR= Annual Percentage Rate.  All loans subject to approval.  Not all will qualify for approval.  Of those approved, not all will qualify for the lowest rate.  Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions.  Lowest rate listed assumes top tier credit and all available discounts with our Discount Program.  Rates Effective Date: February 1, 2025.

Term

Up to 36 Months

APR*

6.74%

Term

37 – 48 Months

APR*

7.25%

Term

49 – 60 Months

APR*

7.25%

Term

61 – 72 Months

APR*

7.75%

Term

73 – 84 Months

APR*

8.50%

Term

85 – 120 Months

APR*

9.25%

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Estimated monthly payment of $440 for a RV loan of $25,000 at 8.00% APR for a loan term of 72 months.

Rate Discount Program

Good deeds mean great discounts at Call Federal.

Members who have originated a consumer loan (personal, vehicle, or leisure) within the last 7 years or have been with the credit union for 10+ years are eligible for a Loyalty discount of .50%

Education discount of .50% for completing one of the qualifying courses available in our Money & Beyond Portal and providing the certificate of completion at loan application. Contact us for more details.

Automatic transfer discount of .25% for members who set up an auto transfer payment from a Call Federal checking account. If the member receives this discounted rate but discontinues the auto transfer service, the loan rate can be automatically be adjusted accordingly.

The two discounts for .50% cannot be combined. All of these discounts are only available at the time the loan is processed.

Run your numbers

Use our free calculators to find the numbers you need.

Frequently Asked Questions (FAQ)

Please complete and submit a copy of this bill of sale for leisure vehicles with your loan documents.

Apply Now

To apply for your RV loan, use the link below or visit a branch to get started.

Apply NowContact Us

Five Star Feedback

★★★★★

I received great customer service from Barbara! I called in regarding questions for an auto loan and she provided all the needed information and gave me helpful financial tips! You won’t get that from a lot of banks and I could tell she truly cared. I’m very grateful! 🙂

Fay S.

Have questions?

Call Federal is here to help with your RV loan application. Reach out to us today for more information and assistance.

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Locations
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804.274.1200

Disclosures

*Collateral must exceed $5,001. All collateral owners must sign required paperwork for refinancing. Income and employment verification required. Other restrictions and conditions may apply. Payment Examples included above.**First payment delay up to 45 days. Loan will continue to accrue interest. Deferring loan payment will extend the term of the loan.