Checking

Checking should be simple. You put money in. You pay for things. Some financial institutions make this difficult & costly, but not Call Federal. Our members experience truly FREE checking – no minimum balances, no monthly service charges… we even give dividends based on your balance.

Call Federal works constantly to improve. They aren’t just looking for new ways to charge unnecessary fees. Instead, they work to make their members feel appreciated.
– Kristen H., Chesterfield


Instant Issue Debit Cards

We print your Visa® debit card on the spot, within minutes of you opening your account. No waiting for the card to arrive in the mail. In the event your card is lost or stolen, it’s just as quick and easy to replace.

Go Green & Reduce Clutter with eStatements

Conveniently access the same information you’re used to getting via the postal service with just a few clicks on your personal computer or smartphone using our online & mobile banking systems.

Free Checks

Still need to write and send an actual check from time to time? Members who save paper with eStatements are eligible for complimentary basic Call Federal checks.

Gain fee-free access to your funds when you use your Call Federal Visa Debit card at Sheetz, Wawa, and many Rite-Aid locations in the Greater Richmond area. Through participation in Credit Union Service Centers program and our partnership with CU24 , you also have access to a nationwide network of surcharge-free ATMs and branches to bank from when you’re away from home.

Enroll in our online banking system & download our mobile app to gain around-the-clock access to your accounts at home or on the go. Check balances, view transactions, transfer funds, and much more at your convenience.

Save a trip to a branch or ATM with Mobile Deposit via Call Federal’s mobile banking app. Simply take a picture of each side of the check with your smartphone’s camera, verify the amount, and you’re done! Deposit multiple checks the same way and receive notifications when the funds have cleared.

Mobile Deposit FAQ

Why write checks and search for stamps when you can pay your bills quickly and easily online? Every Call Federal checking account comes with free Electronic Bill Pay as part of our online banking offering.

Customized Debit Cards

Give your debit card some personality with your favorite photo for the low, low price of $5. It only takes a few clicks to proudly show off family, pets, places or a special moment. Simply upload your photo and complete the order. Your new card will arrive at your mailbox in approximately 7-10 business days.

Frequently Asked Questions
Image Requirements

Learn More about Checking at Call Federal

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Call Us

Our member service team is ready to answer your questions about banking with Call Federal.

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Visit A Branch

You can open a checking account at any of our six convenient branch locations.

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More Great Features

View even more features of Call Federal membership on our Convenience Services page