The Internet has completely changed the game when it comes to shopping for a car, so why is actually buying one still a hassle? The awkward conversation with a salesman, the forever-long wait for the finance manager? There ought to be a better way! Well, now there is…
“I was in and out of the dealership in 30 minutes. Very flexible program, helped make the buying process a cinch!”– Bryan W., Midlothian
Favorable Rates, Great Service
Credit unions are known for having great rates on car loans and Call Federal is no different. More importantly, our members enjoy the superior service and personal commitment of our dedicated staff.
Interest rates change. Credit improves. These are just a couple reasons that might lead one to refinance a vehicle loan. Last year, Call Federal members saved an average of $85* a month by refinancing. Maybe you could save too! Our car loan specialists are eager to help you assess your specific situation.
*Monthly reduction based on average of refinancing loans with interest/payment savings compared to prior monthly payments. Reductions can be a result of a lower interest rate, a longer term, or both. Savings may vary.
Auto Loan Calculators
How much car can I afford? Should I lease or purchase? Does it make sense to refinance or look for a rebate? Use these calculators to give you some estimates based on your situation, then contact our dedicated lending team to take the next step!
Buying your vehicle from a Private (non-dealer) Seller? Please complete and submit a copy of this bill of sale with your loan documents.
Vehicle Loans – At A Glance
|Rates/APR||Maximum Loan Term||How To Apply|
|New or Newer Used Vehicle
|2.74%* – 17.99%||84 months
(2009 – 2013 models)
|3.74%* – 17.99%||84 months
|Small Recreational Vehicles
(Motorcycles, Boats, Jetskis, etc)
|5.25%-18.00%|| 72 months
|Larger Recreational Vehicles
(RVs/Campers, value over $75,000)
*The best vehicle loan APR listed assumes top-tier credit as well as a 0.50% discount for members who set-up Auto Transfer payment from a Call Federal checking account. This discount is only available at the time the loan is processed. If the member receives this discounted rate, but discontinues the Auto-Transfer, the loan rate will automatically be adjusted accordingly.
APR= Annual Percentage Rate. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. All loans subject to approval. Credit Union membership required. Certain conditions and restrictions may apply. Contact a loan representative for a vehicle loan tailored to your needs and qualifications.
Finance Other Vehicles
We’re proud to offer our members the financing they need for motorcycles, boats and other watercraft, as well as larger recreational vehicles, including RVs and campers. Choose from the options below to get started.
Buying a boat from a Private (non-dealer) Seller?
Please complete and submit a copy of this bill of sale with your loan documents.