There’s never been a better time to get outside and turn your adventures up a notch. And if you’ve been thinking that a new boat, camper, ATV, or motorcycle would make the great outdoors that much greater, you’ll be happy to know that Call Federal has our typically great rates on leisure vehicles. You can refinance your current vehicles, too!
Boat Loans
Rates as low as
7.24% APR*
RV Loans
Rates as low as
6.74% APR*
Motorcycle Loans
Rates as low as
6.24% APR*
Benefits of Credit Union Vehicle Loans
✔
Great Rates
Credit unions can offer lower rates because we’re not-for-profit.
✔
Generous Terms
Find a payment to suit your budget with our wide range of loan terms.
✔
New and Used
Buy a brand-new vehicle or explore older models that fit your budget.
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Friendly Service
We’re here to support you and service your loan with simple payment options.
Leisure Vehicle Rates At A Glance
| Rates/APR* | Maximum Loan Term | ||
| Leisure Vehicles (Motorcycles, ATVs, excluding boats) |
6.24%-15.50% | 84 months (7 years) |
|
| Leisure Vehicles (Boats) | 7.24%-16.50% | 84 months (7 years) |
|
| Recreational Vehicles (Motorhomes & Campers, up to $100,000) |
6.74%-12.75% | 120 months (10 years) |
Buying a vehicle from a Private (non-dealer) Seller?
Please complete and submit a copy of this bill of sale for leisure vehicles with your loan documents.
Members who have originated a consumer loan (personal, vehicle, or leisure) within the last 7 years or have been with the credit union for 10+ years are eligible for a Loyalty discount of .50%
Education discount of .50% for completing one of the qualifying courses available in our Money & Beyond Portal and providing the certificate of completion at loan application. See callfederal.org/incentive for more details.
Automatic transfer discount of .25% for members who set up an auto transfer payment from a Call Federal checking account. If the member receives this discounted rate but discontinues the auto transfer service, the loan rate can be automatically be adjusted accordingly.
The two discounts for .50% cannot be combined. All of these discounts are only available at the time the loan is processed.
Additional Resources & Buying Guides
So You Want To Buy A Motorcycle
Motorcycles offer some of the most fun you can have on two wheels, but like most major purchases, there are things you should consider before revving up and hitting the open road. Check out the “Three Things You Must Do When You Buy A Motorcycle” from our Financial Insights blog.
Camper/Small RV Buying Guide
Buying a camper will be the second largest investment many people ever make, next to the purchase of their home. Because of this, buying pre-owned is one of the most popular purchase options. But before you set up camp, check out the advice from our “camp-er counselors” that we collected for our Financial Insights blog.
Estimated monthly payment of $198 for a land-based leisure vehicle loan of $10,000 at 6.75% APR for a loan term of 60 months.
Estimated monthly payment of $304 for a water-based leisure vehicle loan of $15,000 at 7.75% APR for a loan term of 60 months.
Estimated monthly payment of $440 for a RV loan of $25,000 at 8.00% APR for a loan term of 72 months.
