Visa® Credit Cards

Some people say that “cash is king” but there are plenty of times when the right credit card, one with low rates and fees, can be far more convenient, even rewarding. At Call Federal, we’re happy to offer the following credit cards to our members.

Check out our More Rewarding Holidays 2x rewards weekends.

Credit Card Options

For A Rewarding Experience

Our featured credit card offering, the Call Federal Visa Platinum Rewards card has a low variable rate of 15.25% APR*, plus you earn uChoose Rewards points with every purchase. Cell phone protection insurance is also included. A great rate for purchases & balance transfers, no annual fee, plus rewards & other perks. Get yours today!

For Casual or Novice Credit Users

If you’re the type to only use credit for special occasions or small emergencies, or perhaps you’re still establishing your credit history, the Call Federal Visa Platinum card could be perfect for you. Featuring a low non-variable rate of 12.00% APR*, no annual fee, and no balance transfer fees, there’s a lot to love about this card for a wide range of users.

For Those Looking To Rebuild Credit

If you’ve experienced setbacks in your credit history, our Visa Platinum Secured card could be an important part of a greater plan to get back on track. Call Federal offers free one-on-one financial counseling through our branches. Be sure to ask if this product is right for you.

Credit Cards – At A Glance

Visa Platinum Visa Platinum Rewards Visa Platinum Secured
Interest Rate 12.00% APR* 15.25% APR*
18.00% APR*
Annual Fee No Annual Fee No Annual Fee $30 Annual Fee
Balance Transfer
None None N/A
Additional Features Visa Purchase Alerts
Visa Account Updater
$250k Travel Accident Insurance
ID Navigator by NortonLifeLock
Roadside Assistance
uChoose Rewards
Cell Phone Protection
Visa Purchase Alerts
Visa Account Updater
$1mil Travel Accident Insurance
ID Navigator by NortonLifeLock
Roadside Assistance
Secured by deposit
for borrowers looking to
build or repair credit

$250k Travel Accident Insurance
ID Navigator by NortonLifeLock
Roadside Assistance
Disclosures Application/Solicitation
Account Opening
Account Opening
Account Opening

*APR = Annual Percentage Rate. APRs are current as of July 13, 2023. Membership required.

**The rate is variable and subject to change. A fee will be imposed for all foreign transactions (1.00% of each transaction in US dollars. Qualification is based on an assessment of individual creditworthiness and our underwriting standards.

All Call Federal loan programs, rates, terms and conditions are subject to change at any time without notice. Call us at 1-800-796-2328 or locally at 804-274-1200 for current rates, terms and conditions.

Cardholder Resources

Identity Theft Protection

No one can prevent all identity theft, so staying informed and knowing what to do when your identity is threatened can provide you with greater peace of mind. ID Navigator Powered by NortonLifeLock, available with all Call Federal Visa credit cards, provides you with the tools to help keep you informed of potential threats to your identity, so you can act quickly should the unexpected happen. Download and read our FAQ to learn more about these amazing tools.

To verify your account and enroll, visit

Fraud Protection

Call Federal Visa credit card holders receive active fraud protection from Fiserv, a global leader in card processing. They continuously monitoring your account for suspicious activity and will try to contact you if they suspect fraud is occurring. For this service to be effective, be sure Call Federal has your most current phone number on file should we need to contact you. To avoid your card being blocked when you travel, please let us know beforehand so we can note your account.

Fiserv will not ask for your PIN number or CVV code; however, they may ask for your card number or other information to verify your identity. If you are unsure, please call 866-643-1258.

Credit Limit Increases

Good news for all current Call Federal Visa credit card holders: we are now able to handle requests for card limit increases on an expedited basis. If you have a large purchase coming up or just want to increase your buying power, you can submit your spending limit increase by giving us a call at 804-274-1200 or you can submit your request online.

For 24/7 VISA assistance, account information, Visa credit lost or stolen and PIN reset, call: 1-866-643-1258 (domestic) or 1-571-325-3383 (international).

Apply for a Call Federal Visa Card today!

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