Mortgages

Owning a home is a cornerstone of the American Dream and buying one is the single largest purchase most people make in their lifetime. Let our team of experienced mortgage experts guide you through this process, whether you’re a first-time buyer or an old pro. You’ll be glad you did.

First Time Home-Buyers

You decided to make the leap. You attended a dozen open houses and explored so many more homes online before discovering The One. But that’s just the tip of the iceberg. Let our caring & knowledgeable mortgage specialists guide you from finding that perfect house to move-in day.

Refinancing

A lot can change over the life of a mortgage. Refinancing can help you own your home sooner, lower your monthly payments, switch to a lower fixed rate or some combination of these opportunities. Our mortgage specialists are standing by to help you assess your specific situation.

Mortgage Calculators

How much home can you afford? Does it make sense for you to refinance right now? Use our mortgage calculators to give you some ballpark figures based on your situation, then contact our dedicated mortgage team to take the next step!

Mortgages – At A Glance

Conventional FHA VA USDA
Interest Rate

 

Fixed Fixed Fixed Fixed
Down Payment
Required*
3% 3.5% 0% 0%
Terms Up to 30 Years Up to 30 Years Up to 30 Years Up to 30 Years
Primary Residence
Requirement?
No Yes Yes Yes
Other Notable
Features
Can be used for second homes
or investment properties
Must meet FHA
eligibility standard
Must meet standard
set by US Dept. of
Veteran Affairs
Homes must be
located in rural
areas

 

Related Products

Call Federal Credit Union is an Equal Housing Lender licensed by the National Mortgage Licensing System under NMLS #407823.

Get Started on Your New Mortgage Today!

Online Icon

Get Started

The process that ends with you in your beautiful new home takes just 15 minutes to apply online!

Branch Icon

Visit A Branch

Our dedicated staff are standing by to walk you through the whole mortgage process.

Phone Icon

Call Us

Our experienced team of mortgage lenders will guide you through each stage of the loan process.