Owning a home is a cornerstone of the American Dream and buying one is the single largest purchase most people make in their lifetime. Let our team of experienced mortgage experts guide you through this process, whether you’re a first-time buyer or an old pro. Not quite ready to take the plunge? Our Home Buying Center is full of great information to help you get from thinking about it to moving day.
First Time Home-Buyers
You decided to make the leap. You attended a dozen open houses and explored so many more homes online before discovering The One. But that’s just the tip of the iceberg. Let our caring & knowledgeable mortgage specialists guide you from finding that perfect house to move-in day.
A lot can change over the life of a mortgage. Refinancing can help you own your home sooner, lower your monthly payments, switch to a lower fixed rate or some combination of these opportunities. Our mortgage specialists are standing by to help you assess your specific situation.
How much home can you afford? How much will your down payment affect your monthly mortgage payments? Use our mortgage calculators to give you some ballpark figures based on your situation, then contact our dedicated mortgage team to take the next step!
Mortgages – At A Glance
|Terms||Up to 30 Years||Up to 30 Years||Up to 30 Years||Up to 30 Years|
|Can be used for second homes
or investment properties
|Must meet FHA
|Must meet standard
set by US Dept. of
|Homes must be
located in rural
* To avoid Private Mortgage Insurance (PMI), a down payment of 20% or more may be required. PMI protects lenders and others against financial loss when borrowers default.
Call Federal Credit Union is an Equal Housing Lender licensed by the National Mortgage Licensing System under NMLS #407823.
Get Started on Your New Mortgage Today!
The process that ends with you in your beautiful new home takes just 15 minutes to apply online!
Visit A Branch
Our dedicated staff are standing by to walk you through the whole mortgage process.
Our experienced team of mortgage lenders will guide you through each stage of the loan process.