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The loan term is the repayment period, while amortization determines the payment calculation. For example, a 10-year term with 30-year amortization means payments are based on 30 years, but the loan is due in 10 years, resulting in a balloon payment. You may refinance before the final payment, subject to approval and fees.

We finance multi-family properties, office buildings, industrial/warehouse spaces, retail, manufacturing, healthcare facilities, veterinary offices, hospitality buildings, and special-purpose properties like car washes and bowling alleys.

Yes, we offer business residential real estate loans for properties used for business purposes.