Your home equity can be one of your most valuable financial tools. For many homeowners, it reflects years of steady payments, careful planning, and hard work. A Home Equity Line of Credit, or HELOC, can help you put that value to work for goals that matter, whether that means making home improvements, consolidating higher-rate debt, or covering a major expense … Continue reading
Paper piles can feel overwhelming. Between bills, statements, medical records, and tax forms, it’s hard to know what you should keep and what can safely go. This guide will help you quickly sort what to keep, what to shred, and when to do it, so you can protect your personal information and clear the clutter with confidence. Quick rule of … Continue reading
Debit card fraud can happen fast – but knowing what to look for and what to do can help you stay one step ahead. At Call Federal, we’re committed to keeping your money safe and making sure you know what to do if something doesn’t look right. How Debit Card Fraud Happens 1. Skimming: The Classic Trick Criminals sometimes attach … Continue reading
Millions of people around the globe use dating websites and mobile apps to search for romantic partners. Sometimes, couples meet using technology and it’s love at first sight. But not everyone is actually looking for Cupid’s arrow to strike. Many are scammers aiming to meet singles for money, not for love. Romance scams cost victims an average of $2,600 per person. That’s seven … Continue reading
Cashless transactions are part of today’s new normal as more consumers pay for purchases without using physical currency or cards. Digital payment apps, like Zelle®, offer a fast and convenient way to send money to people you know and trust. Naturally, scammers and thieves, never ones to miss an opportunity, are using sneaky schemes to redirect Zelle funds into their … Continue reading
Electronic devices like cell phones and computers keep us conveniently connected to the world around us. But as technology becomes more integrated into our daily lives, it’s important to ensure you and your personal information remain safe from potential online scammers. Here are our six favorite tips for keeping your information safe and secure in digital spaces. Trust But Verify … Continue reading
Credit union members must stay alert to the latest attempts by scammers to access personal financial data. Some of our members have recently received emails, text messages, and phone calls from cyberthieves posing as credit union employees. Fraudsters spoof credit union email addresses and phone numbers and use pieces of personally identifiable information to gain member trust before stealing account … Continue reading
As you hunt for the perfect online gifts this holiday season, it’s crucial to stay vigilant against a less festive trend: holiday delivery scams. These crafty frauds aim to snatch your private information under the guise of package delivery notifications. But fear not! With a bit of know-how, you can outsmart these holiday scammers and keep your festivities scam-free. Understanding … Continue reading
When you think of making safe choices, what comes to mind? Looking both ways before crossing the street? Locking your doors? Not playing with matches? Online and mobile security are really no different. When you take the time to consider your surroundings before continuing, to secure your personal things, and to avoid hazardous actions, you’ll be safer and more secure—in the … Continue reading
Order Foreign Currency Navigating the world of foreign currency exchange can be daunting, but it doesn’t have to be. Whether you’re planning a trip abroad or need to handle international transactions, understanding the ins and outs of currency exchange services is crucial. Here, we break down some frequently asked questions to help you make informed decisions. Why Should I … Continue reading
