Picture This: You’re looking out the window at your lush green yard with a white picket fence. You have a home with your dream kitchen and a couch that fits your whole family with room for the family pet. Maybe you have an attached garage to keep you dry when you carry in your groceries. This is what many people … Continue reading
The allure of the open road and freedom that comes with owning a set of wheels is a dream come true for many people. Cars aren’t just a mode of transportation—they’re often an extension of our personalities and lifestyles. However, car ownership is a significant financial commitment that goes far beyond the initial price tag. Many people often underestimate the … Continue reading
With social distancing and canceled summer plans, many of us have taken to the open waters. But before you set sail, we wanted to give some tips and tricks on how to tackle your boat purchase. During your application process, the following information is needed on the type of boat you are looking to finance: HUL ID Number Year Make … Continue reading
When it comes to owning a motorcycle, there are many widely held half-truths that may steer you away from buying a bike. On the other hand, myths, like “it’s always cheaper than buying a car”, could prove particularly costly. As with other potentially murky financial topics, we’re here to set the record straight! Here are 5 common myths surrounding motorcycle … Continue reading
Buying a camper will be the second largest investment many people ever make, next to the purchase of their home. Because of this, buying pre-owned is one of the most popular purchase options. But before you set up camp, here are a few things to tips that we’ve found lead to better buying decisions. Know The Value This may seem … Continue reading
Summer is here, and if you’re an outdoor enthusiast looking for new ways to soak up the sun, getting out on the water in a boat of your own could sound like a relaxing way to enjoy the hot weather. But before you set sail make sure you calculate expenses beyond monthly payments and fuel charges to avoid your budget … Continue reading
Purchasing a car at a dealership can often feel like a roll of the dice—an experience that can be overwhelming, time-consuming, and far from enjoyable. Factor in the often-stressful negotiation process and it’s no surprise that many people dread this traditional approach to car buying. Fortunately, online car shopping provides buyers with an efficient and user-friendly way to research and … Continue reading
Buying a home is exciting, but the process can seem overwhelming. Taking on a major financial responsibility is simplified with our team of professionals at Call Federal. We understand the need to know your budget and get educated on mortgage fundamentals. The first part is knowing the language of mortgages. Read on for some essential mortgage loan terms to get you started! The … Continue reading
If you are starting from scratch, it can be particularly helpful to establish some guiding principles for your housing search. We’ve created a little exercise we call the “Home Buyer’s Mission Statement” to lead us through this initial phase. Once completed, you’ll have a short paragraph like the one below that will clearly state your intentions for yourself and anyone … Continue reading
Buying a home is an exciting financial milestone. But in your home buying journey, you will quickly discover when it comes to your mortgage, there is no one size fits all. Down payment requirements, minimum credit scores, and debt-to-income ratios are just some of the varying factors that are considered when finding the right mortgage loan for your home. Understanding … Continue reading
