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A mortgage pre-approval at Call Federal Credit Union is typically valid for 90 days. This gives you ample time to search for the right home with confidence. If your pre-approval expires before you find a property, you can request a renewal by providing updated financial information. Contact our mortgage team for assistance or more details!

Being prequalified gives you an estimate of how much you might be able to borrow. It’s based on a general review of your financial information. Being pre-approved, however, provides a specific loan amount you are eligible for. It’s a formal statement from the lender, giving you a clear understanding of your borrowing power and making you a stronger buyer.