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What happens when my child turns 18?

Great question! When your child turns 18, their youth account will be automatically transferred to their 01 savings account to ensure they retain their credit union membership. But there’s more! At age 17, we’ll notify you about the exciting new features and benefits available to support the next stage of their financial journey. This ensures your child is prepared for … Continue reading

Does my teen’s account come with an debit card?

Yes, your child will have access to their account with a FREE instantly issued ATM card for convenient and secure access to their funds. If you have any questions about using the card or setting it up, feel free to contact us!

Does the Teen Checking have overdraft protection?

Does the Teen Checking account have overdraft protection? Yes, our Teen Checking account offers overdraft protection by allowing transfers from the linked 01 savings account to cover unexpected expenses. However, the Teen Checking account does not participate in Call Federal Courtesy Pay. Courtesy Pay becomes available as an option once the youth member turns 18. For more details, feel free … Continue reading

Does the Teen Checking require a joint owner?

Yes! A Teen Checking account requires a parent or legal guardian as a joint owner until the teen turns 18. While we encourage teens to take an active role in managing their account, the joint ownership ensures proper oversight and support as they build their financial independence. Contact us if you have any questions or need assistance opening an account!

How does my teen access their checking account?

Our Teen Checking account includes a FREE instantly issued contactless Visa debit card, providing your teen with convenient and secure access to their funds. If you have any questions or need help setting up the account, feel free to reach out to us!

What do we need to open a Teen Checking account?

To open a Teen Checking account, visit your local branch with the following: DMV ID (if available) If your teen doesn’t have a DMV ID, bring their school ID and Social Security card. If you’re unsure about the required documentation or have any concerns, feel free to call us at 804-274-1200 before your visit. We’re happy to help ensure you … Continue reading

Does my teen have to be present to open their new checking account?

Yes, we ask that both you and your teen visit the branch together to open their account. This is a valuable opportunity for your teen to learn about all the great features and benefits available with their new checking account. If you have any questions or need assistance, feel free to contact us—we’re here to help!