The purpose of the financing will determine which option best suits your business needs: Loan: Ideal for purchasing a business asset or funding a specific, one-time expense. Line of Credit: Best for managing cash flow or working capital, offering a revolving option where funds can be reused as payments are made. For guidance, consult with a business specialist at your … Continue reading
There are many excellent resources available to support your business journey! Here are some recommendations: Chamber of Commerce: Learn about different business entity types to decide which is right for you. SCORE: Access free resources like templates, webinars, events, mentorships, and startup business plan and financial templates to support your business. U.S. Small Business Administration (SBA): Explore the Business Guide … Continue reading
The three major credit bureaus that report on business credit are Dun & Bradstreet (D&B), Experian, and Equifax. Each bureau uses different scoring models, so score ranges may vary. They provide detailed instructions on how to obtain your business credit information. To access your business credit reports, visit their websites: Dun & Bradstreet Experian Equifax
At Call Federal, we are devoted to making a positive impact by providing practical business solutions, exceptional service, and expert know-how. As your local credit union, we are committed to supporting businesses of all sizes in our community. As a not-for-profit financial institution owned by our members, we offer flexible terms, lower interest rates, and reduced fees compared to traditional … Continue reading
We currently do not offer business credit cards. However, we encourage you to explore our unsecured and secured business lines of credit, designed to support your working capital needs!
At this time, we do not offer: SBA loans Business credit cards Overdraft loans/lines of credit Construction and development loans Land/land development loans Faith-based loans
No, we do not work with the SBA at this time.
Absolutely! We regularly review local competitors’ rates and products to ensure we stay competitive in the market.
Yes! You can start your business loan or line of credit application through our online portal here. After submitting your application, a business lending specialist will contact you to finalize the process. Alternatively, you can schedule an appointment or apply in person at your local branch.
