Money & Beyond Blog

“Pay Yourself First”: Money Habits for Stronger Finances

The thought of living on what’s left after paying your bills should be modified to living on what’s left after paying yourself and your bills. It’s a matter of investing in your financial security. Making sure a portion of each paycheck goes into your savings account is a wise choice you’ll appreciate in the future. Credit unions are among the … Continue reading

Building Strong Financial Relationships

Have you and your significant other thought about having a conversation about your past and current relationship with money and personal finances before saying your “I do’s” or taking that step of moving in with each other? Reviewing the pros and cons of your money personality with each other may help you beat the odds of ending your relationship because … Continue reading

Ask Call Federal – Mother’s Day on a Budget

We are getting excited here about the Call Federal Mother’s Day Weekend at Lewis Ginter.   Whatever you have planned, we are sure she will love it because it comes from the ones she loves.  That being said…..we wanted to ask Call Federal moms and team members what they really wanted or to share something they have loved that won’t break the bank. … Continue reading

Say Yes to Less Stress: Advice for a Financially Healthy Marriage

Are you ready to take the next step with your significant other and start planning the rest of your life together? Let me tell you… there’s nothing less romantic than discussing your FICO score, credit card balances, or creating a budget. But while most couples would rather discuss an upcoming trip, where to eat dinner Saturday night, or  (eventually!) wedding … Continue reading

Finances After Loss

It’s the big question, without an easy answer, following the death of a loved one… Where do I go from here? Following one of the most devastating and challenging events in a person’s life, there are many financial questions that need to be addressed immediately, while still coping with an emotional loss. Questions that you once considered together are now … Continue reading

Why Do Credit Unions Exist?

Credit unions exist because at the root of human motivation, people like to feel they are caring for themselves, rather than at the mercy of powers beyond their control. The credit union movement began in Germany during the mid-1800s, following a devastating potato famine that left many farmers and families literally starving to death. The industrial revolution was beginning, with … Continue reading

Ask Call Federal – What’s Your Credit Union Story?

In this series, each month we give our staff a question or prompt and then publish their responses here. We’re calling it “Ask Call Federal”. We thought a perfect place to start would be collecting and sharing a few stories about our staff and their experiences with credit unions prior to joining the team at Call Federal. We were touched … Continue reading

What Does “Financial Success” Mean and How Do We Get There?

Many times over the years, people have asked me, “How can I be more financially successful?” Each of us has a different understanding of what financial success is. When I was younger, I believed that simply being older allowed for a comfortable bank account, but now I know that having a plan for your money is essential to financial well-being. … Continue reading