When it comes to improving financial health, eliminating debt is a logical starting point. After all, as a popular radio ad suggests, getting into debt is easy. Getting out of debt? Not so much. The circumstances that lead to debt can be quite personal, even emotional. Regardless of your financial goals, it is best to confront the elephant in the … Continue reading
Shared Branching plays a vital role in the lives of our members and the credit union industry as a whole. This nationwide network enables credit union members to access essential banking services at branches other than their own, regardless of their location. By ensuring that members can conduct basic transactions seamlessly, even when traveling or relocating, Shared Branching eliminates the … Continue reading
With social distancing and canceled summer plans, many of us have taken to the open waters. But before you set sail, we wanted to give some tips and tricks on how to tackle your boat purchase. During your application process, the following information is needed on the type of boat you are looking to finance: HUL ID Number Year Make … Continue reading
When it comes to owning a motorcycle, there are many widely held half-truths that may steer you away from buying a bike. On the other hand, myths, like “it’s always cheaper than buying a car”, could prove particularly costly. As with other potentially murky financial topics, we’re here to set the record straight! Here are 5 common myths surrounding motorcycle … Continue reading
Buying a camper will be the second largest investment many people ever make, next to the purchase of their home. Because of this, buying pre-owned is one of the most popular purchase options. But before you set up camp, here are a few things to tips that we’ve found lead to better buying decisions. Know The Value This may seem … Continue reading
Summer is here, and if you’re an outdoor enthusiast looking for new ways to soak up the sun, getting out on the water in a boat of your own could sound like a relaxing way to enjoy the hot weather. But before you set sail make sure you calculate expenses beyond monthly payments and fuel charges to avoid your budget … Continue reading
We all know that money doesn’t grow on trees! That means every time we spend, we’re making a choice – sometimes it’s as simple as deciding between a cozy night in or a fancy dinner out. Other times, it’s a tougher call, like that dream vacation versus a comfy retirement. No matter what, these decisions shape our financial future. That’s … Continue reading
Buying a home is one of life’s biggest milestones – whether it’s your very first place or your third, it’s an investment that goes way beyond just your mortgage payment. Over time, as you pay down that loan, the equity in your home can grow into a serious financial asset. And when you need some extra buying power for things … Continue reading
As homeowners in Richmond, many of us know the weight of mounting debt. It can feel like our financial goals are just out of reach. But here’s the good news – the growing equity in your property offers a promising opportunity to make debt consolidation not only possible but manageable. Let’s talk about how a Home Equity Line of Credit … Continue reading
Ah, summer vacation! The allure of sun-soaked beaches, thrilling adventures, and new horizons beckons. But let’s face it – when your wallet’s feeling a bit light, planning that getaway can seem like a distant dream. Don’t worry, though! I’ve got some fantastic tips to help you squeeze the most out of your travel budget without sacrificing the fun. Let’s dive … Continue reading
