We all know that money doesn’t grow on trees! That means every time we spend, we’re making a choice – sometimes it’s as simple as deciding between a cozy night in or a fancy dinner out. Other times, it’s a tougher call, like that dream vacation versus a comfy retirement. No matter what, these decisions shape our financial future. That’s … Continue reading →
You know the importance of shredding junk mail and credit card offers, but have you thought about what else might be in your home that an identity thief could find useful? Things like credit card bills, your Call Federal statements, canceled checks, receipts, credit reports, insurance policies, utility bills, credit and identification cards or badges, pay stubs…the list could go … Continue reading →
Buying a home is one of life’s biggest milestones – whether it’s your very first place or your third, it’s an investment that goes way beyond just your mortgage payment. Over time, as you pay down that loan, the equity in your home can grow into a serious financial asset. And when you need some extra buying power for things … Continue reading →
As homeowners in Richmond, many of us know the weight of mounting debt. It can feel like our financial goals are just out of reach. But here’s the good news – the growing equity in your property offers a promising opportunity to make debt consolidation not only possible but manageable. Let’s talk about how a Home Equity Line of Credit … Continue reading →
Ah, summer vacation! The allure of sun-soaked beaches, thrilling adventures, and new horizons beckons. But let’s face it – when your wallet’s feeling a bit light, planning that getaway can seem like a distant dream. Don’t worry, though! I’ve got some fantastic tips to help you squeeze the most out of your travel budget without sacrificing the fun. Let’s dive … Continue reading →
Electronic devices like cell phones and computers keep us conveniently connected to the world around us. But as technology becomes more integrated into our daily lives, it’s important to ensure you and your personal information remain safe from potential online scammers. Here are our six favorite tips for keeping your information safe and secure in digital spaces. Trust But Verify … Continue reading →
Credit union members must stay alert to the latest attempts by scammers to access personal financial data. Some of our members have recently received emails, text messages, and phone calls from cyberthieves posing as credit union employees. Fraudsters spoof credit union email addresses and phone numbers and use pieces of personally identifiable information to gain member trust before stealing account … Continue reading →
Purchasing a car at a dealership can often feel like a roll of the dice—an experience that can be overwhelming, time-consuming, and far from enjoyable. Factor in the often-stressful negotiation process and it’s no surprise that many people dread this traditional approach to car buying. Fortunately, online car shopping provides buyers with an efficient and user-friendly way to research and … Continue reading →
The allure of the open road and freedom that comes with owning a set of wheels is a dream come true for many people. Cars aren’t just a mode of transportation—they’re often an extension of our personalities and lifestyles. However, car ownership is a significant financial commitment that goes far beyond the initial price tag. Many people often underestimate the … Continue reading →
As you hunt for the perfect online gifts this holiday season, it’s crucial to stay vigilant against a less festive trend: holiday delivery scams. These crafty frauds aim to snatch your private information under the guise of package delivery notifications. But fear not! With a bit of know-how, you can outsmart these holiday scammers and keep your festivities scam-free. Understanding … Continue reading →