When you think of making safe choices, what comes to mind? Looking both ways before crossing the street? Locking your doors? Not playing with matches? Online and mobile security are really no different. When you take the time to consider your surroundings before continuing, to secure your personal things, and to avoid hazardous actions, you’ll be safer and more secure—in the … Continue reading
Buying a home is exciting, but the process can seem overwhelming. Taking on a major financial responsibility is simplified with our team of professionals at Call Federal. We understand the need to know your budget and get educated on mortgage fundamentals. The first part is knowing the language of mortgages. Read on for some essential mortgage loan terms to get you started! The … Continue reading
When inflation runs high, it can feel like you’re in a financial fog that refuses to clear. But making sound, forward-thinking decisions can reduce money pressures even as prices soar. Use these tips to gain clarity during challenging economic times and make the most of every hard-earned dollar. 1. Increase Your Earnings Working additional hours for your current employer or … Continue reading
If you are starting from scratch, it can be particularly helpful to establish some guiding principles for your housing search. We’ve created a little exercise we call the “Home Buyer’s Mission Statement” to lead us through this initial phase. Once completed, you’ll have a short paragraph like the one below that will clearly state your intentions for yourself and anyone … Continue reading
Buying a home is an exciting financial milestone. But in your home buying journey, you will quickly discover when it comes to your mortgage, there is no one size fits all. Down payment requirements, minimum credit scores, and debt-to-income ratios are just some of the varying factors that are considered when finding the right mortgage loan for your home. Understanding … Continue reading
As we celebrate our 60th anniversary, we thought it would be fun to pull together sixty ways to help you save money! After all, way back in 1962, Call Federal was founded by people coming together, united by the principles of saving and mutual financial success. We’ve broken our list down into eight ‘categories’, so if you’re looking to save … Continue reading
If you find yourself in the job market, you’re likely poring over listing after listing looking for your next gig. You’ve probably noticed a few with instructions that seem a little… unusual. With that in mind, here are a few job-search scams that you need to be cautious of while conducting your search. Payments and Paychecks One common job-search scam … Continue reading
With social distancing and canceled summer plans, many of us have taken to the open waters. But before you set sail, we wanted to give some tips and tricks on how to tackle your boat purchase. During your application process, the following information is needed on the type of boat you are looking to finance: HUL ID Number Year Make … Continue reading
There’s a lot of information out there regarding online safety for kids. However, these sources rarely touch on financial security. While your teen’s digital footprint may be small during this time in their lives, they’ll still face a lot of the threats and challenges that adults do. Making sure they know of the potential dangers and what precautions to take … Continue reading
These days online marketplaces are a convenient way to buy and sell goods. But with opportunity comes exposure to fraudsters and scams. When you see an item on one of these platforms that seems like a great deal, there’s a chance the “seller” doesn’t actually have anything to sell – it’s a fake post designed to get you to pay … Continue reading
