Electronic devices like cell phones and computers keep us conveniently connected to the world around us. But as technology becomes more integrated into our daily lives, it’s important to ensure you and your personal information remain safe from potential online scammers. Here are our six favorite tips for keeping your information safe and secure in digital spaces. Trust But Verify … Continue reading
Credit union members must stay alert to the latest attempts by scammers to access personal financial data. Some of our members have recently received emails, text messages, and phone calls from cyberthieves posing as credit union employees. Fraudsters spoof credit union email addresses and phone numbers and use pieces of personally identifiable information to gain member trust before stealing account … Continue reading
Purchasing a car at a dealership can often feel like a roll of the dice—an experience that can be overwhelming, time-consuming, and far from enjoyable. Factor in the often-stressful negotiation process and it’s no surprise that many people dread this traditional approach to car buying. Fortunately, online car shopping provides buyers with an efficient and user-friendly way to research and … Continue reading
As you hunt for the perfect online gifts this holiday season, it’s crucial to stay vigilant against a less festive trend: holiday delivery scams. These crafty frauds aim to snatch your private information under the guise of package delivery notifications. But fear not! With a bit of know-how, you can outsmart these holiday scammers and keep your festivities scam-free. Understanding … Continue reading
When you think of making safe choices, what comes to mind? Looking both ways before crossing the street? Locking your doors? Not playing with matches? Online and mobile security are really no different. When you take the time to consider your surroundings before continuing, to secure your personal things, and to avoid hazardous actions, you’ll be safer and more secure—in the … Continue reading
Buying a home is exciting, but the process can seem overwhelming. Taking on a major financial responsibility is simplified with our team of professionals at Call Federal. We understand the need to know your budget and get educated on mortgage fundamentals. The first part is knowing the language of mortgages. Read on for some essential mortgage loan terms to get you started! The … Continue reading
Order Foreign Currency Navigating the world of foreign currency exchange can be daunting, but it doesn’t have to be. Whether you’re planning a trip abroad or need to handle international transactions, understanding the ins and outs of currency exchange services is crucial. Here, we break down some frequently asked questions to help you make informed decisions. Why Should I … Continue reading
When inflation runs high, it can feel like you’re in a financial fog that refuses to clear. But making sound, forward-thinking decisions can reduce money pressures even as prices soar. Use these tips to gain clarity during challenging economic times and make the most of every hard-earned dollar. 1. Increase Your Earnings Working additional hours for your current employer or … Continue reading
If you are starting from scratch, it can be particularly helpful to establish some guiding principles for your housing search. We’ve created a little exercise we call the “Home Buyer’s Mission Statement” to lead us through this initial phase. Once completed, you’ll have a short paragraph like the one below that will clearly state your intentions for yourself and anyone … Continue reading
Buying a home is an exciting financial milestone. But in your home buying journey, you will quickly discover when it comes to your mortgage, there is no one size fits all. Down payment requirements, minimum credit scores, and debt-to-income ratios are just some of the varying factors that are considered when finding the right mortgage loan for your home. Understanding … Continue reading
